The Benefits Of Having Travel Insurance For Students Traveling Abroad


If you wish to study abroad, there are other considerations you should make in addition to your travel plans, potential side jobs, housing possibilities, and other factors. You’ll be in an unfamiliar environment with few resources, so you should be adequately equipped in case the unexpected occurs. If you don’t have student travel insurance, hospitalisation and other medical costs could put a serious strain on your budget.

What is travel insurance for students?

Students who meet the requirements of the Student Travel Insurance Policy, which is specifically designed for students studying abroad, are financially protected against unanticipated events that may arise during a typical travel itinerary. Typically, such policies take into consideration both the trip and the student’s health travel insurance.

Who is eligible for student travel insurance?

  • In general, everyone between the ages of sixteen and thirty-five is eligible to apply.
  • He or she must be registered for a course at an accredited institution of higher education, be enrolled there full-time, and be attending classes there.
  • Each student is limited to a single travel insurance from India plan throughout the allotted time.

Travel insurance for students: features and advantages

  • Includes a range of costs such as lost luggage, medical bills, family visits, accidents to sponsors, and other unforeseen costs.
  • Comprehensive travel insurance coverage resources like:
  • Breaks in study
  • Bail bonds
  • Coverage for both directions of a compassionate family visit
  • Sponsor protection

What is covered by student travel insurance?

  • Expenses associated with the insured person’s emergency medical evacuation to India
  • Expenses for medical emergencies when travelling, such as any sudden illness, injury, or passing away
  • The costs associated with transporting the insured’s mortal remains back home or for interment abroad are covered in the event of an untimely passing away
  • Accidental harm sustained when travelling abroad
  • Dental care and associated costs
  • Compensation for a personal injury sustained while a passenger on a common carrier while travelling abroad that results in passing away or permanent incapacity.
  • Loss of personal belongings or luggage via a shared carrier
  • Loss of passport and costs associated with getting a replacement or duplicate passport.
  • If an insured person has been hospitalised for seven days or longer, the cost of their return flight is covered when they are visited by relatives.
  • If the policyholder’s education is interrupted due to a medical emergency, the paid semester tuition is repaid.
  • If the policyholder is detained or arrested while travelling abroad for an offence that is covered by the policy, the bail money is paid to the relevant authority.
  • The insured student’s tuition payments are refunded in the event that the sponsor who is paying their tuition passes away as a result of an accident.

Important facts to keep in mind when buying student travel insurance

Don’t worry if you purchased a student travel insurance policy but did not go during the allotted time. If the insured does not travel during the policy period, the majority of insurance providers will reimburse the payment. To confirm that the insured has not travelled abroad and to complete the return, a few documents must be presented. These are the documents:

  • A photocopy of every passport page.
  • Give a good justification for cancelling the insurance.
  • The visa rejection letter must be supplied if the trip was postponed because the embassy refused to issue the necessary visas.


Having travel insurance is a smart choice for students travelling abroad. Not only does it provide financial protection against unexpected events such as trip cancellations, medical emergencies, and lost or stolen belongings, but it also offers peace of mind, allowing students to immerse themselves in the cultural experience without worrying.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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